l2o Ventures Steve Procter

Giving back to the next generation of founders and investors


As a startup entrepreneur with 28 years of founder experience and connections, I have created and grown two multi-million pound businesses from zero and advised other founders on navigating startup life.Through l2o Ventures, I now seek out great fundraising startups and founders and supply investors in my growing l2o Investor Pool with pre-filtered opportunities, hand-picked to match their criteria.

Steve Procter

Supporting Founders

Steve Procter, l2o Ventures
  • Submit details once: get seen by multiple investors

  • Help grow the l2o Investor Pool: support other founders

  • Invited investors: those known to be actively investing

  • No chasing: sit back and wait for warm investor intros


no setup/ongoing fees success fee upon investment, from 3%

Supporting Investors

Steve Procter, l2o Ventures
  • Invite-only l2o Investor Pool: private pre-filtered deal flow

  • Hand-picked deals: personally matched to your criteria

  • Standardised info: details for every startup, all in one place

  • Stay hidden: only connect with founders when you're ready


no fees completely free

Investors • Get pre-filtered intros, hand-picked to fit your criteria

Investors...
Get pre-filtered intros, hand-picked to fit your criteria

See startups that suit you Founders only get your details when you're ready


As a startup entrepreneur since 1996, I use my founder experience to identify and pre-filter the best startups, chat with the most promising founders and take on any who stand out. I then match these to investors in my invite-only l2o Investor Pool. You can review these hand-picked deals without founder distractions, and request a founder intro or pass, it's up to you.If you're an angel, HNW, family office, VC, fund or other investor, apply below or email for more details.

No fees Chat over your investment thesis anytime to ensure the right matches


Hand-picked startup selection, just for you

Steve Procter, l2o Ventures
  • Selective Startup Filtering: I regularly sift through dozens of applications, read their pitch decks and chat with founders to ensure only the most promising are selected

  • Human Matching: I understand the founder mindset, having been in startups for 28 years. This helps me identify great opportunities that fit your investment criteria and thesis

  • Easy to Digest Venture CardsTM: See standardised info cards for each opportunity. Founders don't get your details unless you request an intro or further information

How founder-investor intros should be done

Steve Procter, l2o Ventures
  • You Are In Control: Explore startups, chat with founders or pass as you wish - you are in control. Invest at your own pace and deal directly with founders following an intro

  • Quality and Quiet: My focus on high-quality, relevant deals means you're not overwhelmed by volume. Review Venture CardsTM without interruptions from founders

  • Zero Cost, High Value: Gain access to a personally curated selection of startups with no fees. See only warm and targeted opportunities that resonate with you


Supporting the following startups

Supporting tech and tech-enabled startups (UK only) · pre-seed and seed stages · SEIS or EIS · upto £2.5m raiseFocus B2B · B2C · Saas · AI · software · digital · service led, looking to productise · sector agnostic · anyTech (except below)Excluding real estate · hardware · coins · crypto · gaming · biotech · medtech · life sciences · anything non-tech


Investors Apply now

There are no setup, ongoing or success fees for investors (my model is to charge a small success fee to founders, after investment)



Next Step: I will email onboarding details within 48 hours, together with a request for any addition criteria details if needed


Terms: See investor self-certification below and the investor terms here.Privacy: I never reveal investor details to founders until the investor is ready for an intro. If you request an intro to a startup founder, I will email you both and provide each with the other's details and email address. I will not sell, rent or divulge details without your permission. See privacy policy.


Investor Self-Certification

I declare that I am an investor, as defined by at least one of the three options below...


Option 1: I am a UK resident and a Sophisticated Investor
I declare that I am a self-certified sophisticated investor for the purposes of the Financial Services and Markets Act (Financial Promotion) Order 2005. I understand that this means:1. I can receive financial promotions that may not have been approved by a person authorised by the Financial Conduct Authority;2. The content of such financial promotions may not conform to rules issued by the Financial Conduct Authority;3. By confirming this statement I may lose significant rights;4. I may have no right to complain to either of the Financial Conduct Authority or the Financial Ombudsman Scheme; and5. I may have no right to seek compensation from the Financial Services Compensation Scheme.I am a self-certified sophisticated investor because at least one of the following applies:a. I worked in a professional capacity in the private equity sector, or in the provision of finance for small and medium enterprises, in the last two years;b. I have been the director of a company with an annual turnover of at least £1 million, in the last two years;c. I have made two or more investments in an unlisted company, in the last two years; ord. I have been a member of a network or syndicate of business angels for more than six months, and am still a member.


Option 2: I am a UK resident and a High Net Worth Investor
I declare that I am a self-certified high net worth individual for the purposes of the Financial Services and Markets Act (Financial Promotion) Order 2005. I understand that this means:1. I can receive financial promotions that may not have been approved by a person authorised by the Financial Conduct Authority;2. The content of such financial promotions may not conform to rules issued by the Financial Conduct Authority;3. By confirming this statement I may lose significant rights;4. I may have no right to complain to either of the Financial Conduct Authority or the Financial Ombudsman Scheme; and5. I may have no right to seek compensation from the Financial Services Compensation Scheme.I am a self-certified high net worth individual because at least one of the following applies:a. I had, during the last financial year immediately preceding the date today, an annual income to the value of £100,000 or more. Annual income for these purposes does not include money withdrawn from my pension savings (except where the withdrawals are used directly for income in retirement); orb. I held, throughout the financial year immediately preceding the date today, net assets to the value of £250,000 or more. Net assets for these purposes do not include:    i. the property which is my primary residence or any money raised through a loan secured on that property; or    ii. any rights of mine under a qualifying contract of insurance within the meaning of the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001; or    iii. any benefits (in the form of pensions or otherwise) which are payable on the termination of my service or on my death or retirement and to which I am (or my dependants are), or may be, entitled.


Option 3: I am a Non-UK Investor
I am accessing this communication from outside of the United Kingdom. I declare that:1. I am not prevented from receiving financial promotions in accordance with any applicable local laws and regulations (including but not limited to securities laws), even if the contents of such financial promotions have not been approved by an authorised person;2. I am aware that it is my responsibility to seek appropriate and specific professional advice in connection with this communication, and that nothing contained in this communication constitutes or should be construed to constitute investment, legal, tax or other advice; and3. I am aware that the information contained in this communication does not constitute an offer to sell, or the solicitation of an offer to buy, securities in any jurisdiction in which such offer or solicitation is unlawful.

Partners • Help the entire startup and investment ecosystem

Partners...
Help the entire startup and investment ecosystem

As players in the startup world, we can all make raising investment less painful


Working together as part of l2o Ventures, I believe we can all play a part in improving the inefficient founder/investor matching process. The l2o Investor Pool pulls all our investor connections into one place, giving each startup a better chance of being seen by the right investors.Whether you have a single investor contact or an entire network, help l2o to help more startups and founders succeed with their fundraising plans. And help me make finding great deals easier for investors too. Apply below, or email for more details.

A simple and effective partnership model Make founder+investor matching quicker and easier


Partner Benefits

Steve Procter, l2o Ventures
  • Support Fundraising Startups: By collaborating, you can help ensure more founders get funded

  • Accelerate Investment Matches: Streamlining connections for founders and investors means everyone wins. You too

  • Share In The Success: Earn 20% of the success fees for all investments made by every investor you invite to the l2o Investor Pool

  • Benefits Back To You: If you sell services to startups, faster investment means they are ready for you much sooner

  • Support Investors: Position yourself as someone who can make the investor's job easier. They'll remember you for it


Partners Sign up now

There are no fees for partners, in fact, you will earn a share of the success fees



Next Step: I will respond within 48 hours with a link so we can chat through the partner scheme and discuss how we can work together


Terms: See the partner terms here.Privacy: I will not sell, rent or divulge details without your permission. See privacy policy.

Founder+Investor Intros • Inline With Regulations

Founder+Investor Intros...
Inline With Regulations

An outline of how l2o operates, by Steve Procter


  • The warm intro service finds great founders with interesting business ideas and introduces them to relevant investors. This does not involve any advising, negotiating or arranging investments or carrying out due diligence by myself or l2o

  • l2o and I sift through dozens of pitch decks, have chats with founders that stand out and select just a few to support. A standardised-info Venture CardTM is created using information provided solely by the founders

  • Using standard criteria (e.g. sectors, ticket sizes, founder experience), founders and startups are matched to investors

  • Not a bulk-matching service. Investors receive individual emails with links which show their latest potential matches plus founder-generated updates for any startups they've chosen to follow

  • Both parties take their conversation elsewhere if investors request an intro to a founder. All further discussions, negotiations, arrangements and potential investments are carried out directly between themselves without the involvement of l2o or myself


In line with regulations

Steve Procter, l2o Ventures
  • All investors sign up to l2o terms and self-declare as a UK high net worth individual or UK sophisticated investor, as defined by the FCA under the Financial Services and Markets Act 2000 (FSMA)

  • Startup matches are only made available and sent to investors who have self-declared and signed up for the matching service

  • In line with S755 of the Companies Act 2006 and S85 of the Financial Services and Markets Act regarding financial promotions or making offers to the public, startups are not promoted or mentioned outside of the private l2o platform and service

  • Neither I nor l2o get involved in advising on or arranging investments or attempting to bring about any investments

  • Neither I nor l2o get involved in investment or term negotiations and no attempt is made to influence investment decisions

  • l2o and I only pass on founder-supplied information to investors about potential opportunities

  • Once the investor requests an intro, the entire conversation between the investor and founder takes place away from the l2o platform and service

  • Neither I nor l2o arranges or attends pitches or other investment meetings

  • Neither I nor l2o offers application forms inviting investors to place commitments, provide terms, etc. This is all done directly between investors and founders away from the l2o platform and service


Contracts, disclaimers and tracking

Steve Procter, l2o Ventures
  • There is a signed legal agreement in place with all founders, outlining the terms of engagement

  • Appropriate disclaimers are displayed to investors on emails and l2o platform web pages

  • Communications take place via email, WhatsApp and the l2o platform, and this, together with all investor and founder activity on the l2o platform is logged

A relaxed approach

Steve Procter, l2o Ventures
  • The service operates on a success fee basis, however, l2o and I fully accept that not all matches or introductions will result in a successful investment. Investors and founders are both free to make their own decisions

  • Following an introduction, a founder may inform me and l2o that they are already in active discussions with that investor, and as a result (subject to any checks and confirmation), it is fully accepted that no success fee will be due on subsequent investments between them

  • If an investor decides not to proceed further with discussions or to make an investment, neither I nor l2o will make any attempt to convince or induce them into an investment. However, if the investor wishes to continue receiving founder-supplied updates with a view to changing their mind later, l2o will continue to pass on such updates from the founders

  • Founders can provide l2o with a blacklist at any stage containing investor names that should not be contacted


Guiding and connecting only

Steve Procter, l2o Ventures
  • l2o and I offer founders general high-level guidance and feedback on their startup, pitch deck and key messaging

  • l2o and I do not view or create financial plans and do not provide founders or investors with any feedback, advice or comment on financial forecasts or potential returns and opportunities of a deal, and make no attempt to persuade investors on whether to make investments

  • l2o and I do not view or create business plans or offer advice on these to founders or investors

  • l2o and I do not help with or provide due diligence to founders or investors

  • l2o and I do not advise founders or investors on investment terms, or any other legal or finance matters

  • l2o and I do not invest, take options or carry, setup or manage SPVs, syndications, etc, or have any involvement in any investments

Founders • Support each other and get warm investor intros

Founders...
Support each other and get warm investor intros

Investor matching often feels like pulling teeth As founders, we can all help improve it


Let's work together to improve the hugely inefficient startup investment process. Every founder knows at least one investor or has good connections to a network of them. Yet, often, these aren't a fit for our own current investment round. They might be investors who've passed or earlier investors who aren't following on. We need an easy way to juggle these and get the right ones in front of each other.My vision for l2o is to pool all our investor connections, giving each startup a bigger chance of being seen by the right investors.

Invite your investor connections to the growing l2o Investor Pool Let me match the right ones to your startup and to others


Personalised investor connections

Steve Procter, l2o Ventures
  • Growing Investor Network: Those in the l2o Investor Pool are looking for promising startups and founders that stand out. Let's keep the pool growing, to support each other

  • Daily Investor Contact: I regularly communicate with the network via calls, emails and WhatsApp. I get to understand their criteria and curate a hand-picked selection for them

  • Personalised Matches: I send each investor details of startups I believe are relevant to them. I never bulk-send startup details, helping to free up their inboxes

  • From One Founder To Another: As founders we have great ideas and great opportunities but often lack the right investor connections. We can all help to change this


Let's pool our investor connections*

Steve Procter, l2o Ventures
  • Pool Our Investor Networks: Your investor connections will see other deals. And others will see your startup. Easy!

  • Priority Matching: when new investors join, your startup will be automatically checked against their criteria for a match

  • No Initial/Ongoing Fees: Pay a 5% success fee on investment (3% if you invite 3 new investors to the l2o Investor Pool)

* Inviting your investor connections is optional. But by supporting each other, all founders have a better chance

Supporting great startups & founders

Steve Procter, l2o Ventures
  • Get Started Today: If you're struggling to find good investor connections and want support with investor intros, submit your startup details below for me to review

  • Discovery Chat: If I believe I can help, we can arrange a chat for me to learn more about you and your startup and to answer any questions you may have

  • Filtering The Best: I select from dozens of decks each week for investors to review. I am unable to work with all startups, so our free chat will help us both see if there is a fit

  • Ongoing Investor Outreach: If we go ahead, I will show your details to the right people in the l2o Investor Pool and facilitate introductions when they are ready to meet you


Founders are all in this together*

Steve Procter, l2o Ventures
  • Let's Work Together: Give back to the next generation of founders. Or pay it forward to other founders ahead of you

  • Support Other Founders: As a founder, you know how tough fundraising can be. Let's make it easier for each other

  • Support Investors: Make it easier for investors by inviting them to the l2o Investor Pool. They'll remember you for it

 

* Inviting your investor connections is optional. But by supporting each other, all founders have a better chance



Criteria Your startup must fit to be eligible

Supporting tech and tech-enabled startups (UK only) · pre-seed and seed stages · SEIS or EIS · upto £2.5m raiseFocus B2B · B2C · Saas · AI · software · digital · service led, looking to productise · sector agnostic · anyTech (except below)Excluding real estate · hardware · coins · crypto · gaming · biotech · medtech · life sciences · anything non-tech


Founders Submit your startup details

The form below helps me understand your business and evaluate if I can assist with hand-picked investor intros


Please read before completing the form...Format: So investors see a standard layout, ensure the overall format is: 2 or 3 short paragraphs followed by a number of bullet points.Your pitch: Use the paragraphs/bullets as you wish, but include the information shown below plus anything else you wish to add. the idea and opportunity: don't leave investors guessing as to what you actually do or why they should be excited revenue (or say if pre-rev): for some investors, early revenues matter, no matter how small validation: proof of market, customer validation and traction. For many investors, more important than revenue the founders: many investors at early-stages focus heavily on the people more than the idea stage: idea, MVP, pre-seed, seed, series A, etc sector: fintech, proptech, etc market & business type: b2b, b2c, b2b2c, saas, marketplace, etc raise details: what is the valuation + how much are you raising + how much has been committed so far previous rounds (or say if first round): how much cash has been invested in previous rounds



Note: If your pitch deck file is too large or will not send, please email it to me separatelyNext Step: I will respond within 48 hours. I am unable to work with all startups, but if I believe I can help, we can chat through your plans and see if there is a mutual fit. If we go ahead after the chat, I will email a short agreement to sign and request further info


Invite & Success Fee Terms: The success fee is normally 5%. However, if you invite at least 3 investors who then sign up and are accepted into the l2o Investor Pool, your success fee will drop to 3% on subsequent successful investments. Inviting investors is optional.Privacy: Your information is strictly for my eyes at this stage, except where I may send an anonymised version of Your pitch to a few trusted investors who are already signed up, in order to sound them out. I will not sell, rent or divulge other details without your permission, except when communicating with investors as part of the matching/intro service if you sign up for this later. See privacy policy.

Ecosystem • Connecting founders to great partners

Cut out the pain of finding trusted providers


Below are some of the amazing people I recommend to founders. Reach out directly and mention my name. Email me if you are a founder and can recommend a potential partner you've worked with.I am continually building relationships with other partners, so check back here regularly to see my latest additions. And please ask if there are other gaps where you need recommended suppliers and partners - I will see what I can do.

Everybody here champions early-stage UK startups and founders. I would work with any of them!


founder coaching

  • Phil McSweeney, author of AngelThink: The world needs more exceptional entrepreneurs, and Phil's mission is to support any founder that commits to become one. He coaches for fundraising, personal growth and helps founders scale. Phil nurtures long-term relationships, the longest being 11 years. You cannot be exceptional unless you invest in yourself. To support founders to fundraise he has captured the insights of angels in a highly-acclaimed book: AngelThink: The founder's guide to how business angels think and how to raise money from them. It gives you the competitive advantage of knowing how angels think - something that most founders have little clue about. Get the book at Amazon


pitch deck creation

  • Serkan Ferah at Pitch.Space: One of the best automated pitch deck builders I've seen. Serkan offers fabulous support, and the service is very affordable, even for pre-revenue bootstrappers. If you are wondering whether to redo your deck and give it a bit more polish to impress investors, then I recommend this platform. pitch.space


financial forecasting and modelling

  • Joe Hartman: Joe at Gray Consultancy specialises in the design and build of financial forecast models for pre-seed, seed and series A companies. linkedin profile

  • Ivan Hoo: Ivan is a seasoned Financial Advisor specialising in startup fundraising. He has successfully guided over 60 startups through the complexities of investment preparation, pitch presentations, and negotiations, helping secure over £30 million from top VCs and high-net-worth individuals. His experience spans working with startups like The Ethical Butcher, GreatLab and ONDA, attracting investments from notable entities such as Founders Factory and IQ Capital. Ivan's expertise extends to creating over 100 comprehensive financial models. He is dedicated to empowering founders by demystifying business metrics, and ensuring they communicate effectively with investors. linkedin profile


manage startup legal paperwork

  • Sam Simpson at Founder Catalyst: Offers a great platform to help with your data room, SEIS, ASA and other startup legal requirements. I believe the level of personalised service and better pricing model has created a fantastic alternative to other providers, especially for cost-conscious pre-seed and seed founders. They also now have a great product to help you with rolling raises - something I know Sam will be happy to chat about with you. foundercatalyst.com


due diligence on potential investors+founders

  • Cindy van Niekerk at Umazi: An amazing new platform that helps to streamline due diligence efforts (in the UK and globally). Whilst their website focuses on companies/businesses, they can also do DD on individuals, including potential investors. Contact Cindy to discuss the best options. umazi.io

help with telling a great startup story

  • Nicky Dibben at Invention Marketing: Helping entrepreneurs turn their best ideas into great businesses through marketing structure and creativity combined. "B2B technology marketing with zero fluff: translating technology to human, aligning sales and marketing, and building your business". invention-marketing.co.uk


digital product and idea validation

  • James Lucas at Lunos: Support startups, existing businesses and product teams looking to validate and de-risk new digital product ideas, identify customer problems and needs and rapidly test assumptions. Their aim is to help create something more likely to succeed, with paying customers and a platform to grow from. heylunos.com


video production to support fundraising

  • Mark Galluzzo at Mabinogi: Experts in video creation to support startup fundraising and crowdfunding. Helped raise £25m since 2017. mabinogi.co.uk


fractional and interim cto support

  • Matthew Reynolds at FractionalMatt: Helps non-technology people build technology businesses. He solves the problem of building and scaling a tech startup when the founder knows the commercial side, but needs someone to handle the technology side. fractionalmatt.com


software, mvp and app development

  • John Radford at Loginet: John is a veteran digital product guy and has created software projects for startups and scale ups that have collectively raised over $30million in capital including 2 exits. John and the team at Loginet are serious end to end software developers who deliver quality solutions that scale with you. No need to rebuild once you scale. End to end digital platforms, mobile apps, AI and digital transformation services. Drop them a line for a consultation and to put together a quote. loginet.com


paid adverts, seo and other digital marketing support

  • Ramial Aqeel at RankMarketing: Google partner and digital marketer, skilled in Google Ads, PPC and SEO, and passionate about leveraging digital marketing to fuel business growth. rankmarketing.co.uk


investor relations management

  • Josh Ockenden at OpenRound: an Investor relations CRM to help founders streamline their fundraising relationships. If you’re interested in a better way than excel to manage your relationships and to keep track of priority contacts across a variety of funds, OpenRound might be worth a try. openround.vc

Steve Procter • Building tech startups since the start of the web

A lifetime in tech ... 7 years in education 10 in industry 28 years building & running startups


I've been using tech for more than 40 years, creating startups since 1996 and also advising other founders. I get the founder mindset.As a seasoned entrepreneur and technology architect, I am a lateral thinker, spotting opportunities and creating visions for something better but not always obvious. As a startup CEO and CTO, I've created some big firsts and achieved success twice. I've gone from a blank sheet to 7-figure turnovers, and from nothing to 100,000 business clients, 30+ staff and 1 million daily transactions.

I can also be found supporting the startup ecosystem with daily Linkedin posts to 26,000 followers


Before the internet...

  • 1968 BC (Before Computers): Born into an analogue world

  • 1982-1986: Discovered computers! Everything from a Vic 20 and BBC micro to an ICL 2900 mainframe

  • 1986-1989: Computation degree, UMIST (University of Manchester, Institute of Science & Technology)

  • 1989-1999: IT consultant & project manager:Logica, IBM, Reuters, Bankers Trust and Deutsche Bank

  • 1994-1997: started first side hustle as a scuba diving instructor with own dive school in London


Welcome to the web...

  • 1996: published my first website and first ever disk-mounted website on the cover of a UK magazine

  • 1999: developer and project manager at two very early digital agencies in London


The dot-com boom days...

  • 1999: vision, architect & investor. created first UK under-a-tenner domain name business, Easily

  • 1999: built and launched early/successful dot-com, a domain, email and web hosting ISP

  • 1999-2001: ceo. managed growth from zero to 100,000 business clients and 30+ staff

  • 2000: invented the web-based DNS dashboard for domains

  • 2000: devised early no-code solution for one-page websites, £100k ARR from a single £300 server

  • 2001: ran one of the first successful web affiliate schemes, generating 40% of our revenue

  • 2004: negotiated a successful multi-million pound dot-com exit and sale of Easily


And then there was mobile...

  • 2002: vision & investor. launched one of the first-ever B2B mobile text marketing services at SMS Expert

  • 2007-2011: an early digital nomad, running a B2B Saas startup from a beach and the desert

  • 2007-2019: ceo. successfully ran leading text marketing B2B Saas from zero to multi-million turnover

  • 2007-2019: cto & architect. developed 850k lines of code & supported 1mil daily transactions & API calls


Supporting other founders...

  • 2020... consultancy, advice and support for early-stage tech startup founders, at steveprocter.com

  • 2022... helping hand-picked founders find the right investors, at l2o.co


Ongoing projects + coming soon...

   2018... vision, architect, investor & cto on a number of startups and ideas. Watch this space... Clickacall: "instant video calls from anywhere with a single click" Nearevo: "proximity discovery for the internet of things" Scan + Click: "contactless business cards" Secly: "personal online security" Gipity: "something special using AI..."   2025... founder of openEC, the social platform & community for entrepreneurs. changing the dynamic   2025... founder of Venture Cards, all startups, in one place   2025... founder of the l2o Venture Studio, helping founders go from zero to two: l2o === Lab, Launch, Orbit

* ™ Trademarked names shown above are trading names of l2o ltd

Testimonials • Feedback

Don't just take my word for it


A common difference between good and bad startups is the people. Ideas are easy, but people add the magic.Whether as clients, colleagues, co-founders or investors, I've worked with people that helped make a big difference. Between us, we've seen ideas come and go. Some good and some bad. Some brilliant but too early, and some good but too late. And occasionally, ideas that stood out and had a chance,... because of the people.

Ideas are great But people matter more


Harvey Cuthbert, Saas Startup Founder

" Steve has been an invaluable mentor during our businesses journey. He always thinks ahead and outside of the box. A very supportive and highly experienced mentor that is a great asset for anyone looking to grow "

Adam Evans, Sales Director

" Steve is one of those people who can analyse new requirements and visualise smart new digital ways of doing things way before most others. But not just tech for tech's sake. His solutions are well thought out to benefit all parts of a business, from the customer offering to all operational processes. He knows how to communicate all this new tech to non-techies too! "


Martin P., Founder, ALXI

" I've worked with Steve a number of times over 12 years. He's always extremely diligent, looking to provide the most streamlined technical solution possible, with support that goes above and beyond. He's constantly looking outside the box, thinking about things from all angles and ready to offer clear-headed business analysis & reporting whenever needed "

Mark Birch, Software Developer

" Steve is probably the most tenacious, diligent, hardworking and knowledgeable person I've ever met. He always sees things through to their conclusion, and will make sure that even the smallest details are considered and catered for. Steve excels at managing others and keeps a high-level perspective "


Greg Sellam, Sales Director

" I worked with Steve on the migration of SMS Expert to Qadex. Steve was calm, clear, positive and thorough during the very busy period of documenting the system and training the new Directors, Helpdesk, Business Analysts and Offshore technical teams. Steve has the skills and experience to engage with stakeholders at every level "

Tony Peters, Digital Consultant

" Steve is a dedicated entrepreneur with the drive and ambition to move forward and stay ahead of the pack. I enjoyed working with Steve both when his role was project manager and when he was CEO. His attitude is excellent and if the opportunity arose, I would definitely consider working with him again "


Luke Antins, Software Consultant

" Steve has always been a pleasure to work with. Always on the ball, quick to respond and a very nice chap to discuss solutions with over the phone "

Alex Shepherd, Support Specialist

" Working with Steve in the early days of Easily.uk and automated domain registration, I found him to be an innovator who likes to keep things simple. It seems to me that a lot of technology companies learnt from him "


Kevin Parker, Long-term Client

" Superb service from Steve. He built an easy online portal and had a real 'can do' approach to help develop our business. I wouldn't hesitate to recommend Steve and he works in a pro-active manner "

Nathan Hudson, Transformation Specialist

" I worked with Steve for over 5 years. Highly diligent with a no nonsense attitude, whilst being highly personable, Steve is a pleasure to work with "

Investor Terms

I accept the following agreement and fully accept all of the risk warnings given throughout...This agreement is between l2o ltd (herein known as the 'Provider') and myself as an individual or sole trader or a registered company that I represent (herein referred to throughout this agreement as the 'Client' or 'I') and relates to the use of any services (herein known as the 'Services') offered by l2o ltd, including but not limited to showing, matching and introducing companies (including registered companies and the company founders, Directors or other representatives, and herein known as the 'Startups') to the Clients. The Provider may provide information or other data via a website as part of any Services or Platform or outside of these (including but not limited to l2o.co and all sub-domains of these domains, and herein known as the 'Website'). The Provider may provide information or other data via any form of communications, including but not limited to personalised or generic one-on-one LinkedIn direct messages, WhatsApp chat messages, emails, group emails, email newsletters or other types of emails or newsletters as part of any Services or Platform or outside of these (herein known as the 'Newsletter').If any provision of this agreement is found by a court or other competent authority to be invalid, illegal, or unenforceable, that provision shall, to the extent required, be deemed not to form part of this Agreement, and the validity and enforceability of the other provisions shall not be affected.This Agreement shall be governed by and interpreted according to the law of England and Wales and all disputes arising under the Agreement (including non-contractual disputes or claims) shall be subject to the exclusive jurisdiction of the English and Welsh courts.A1.1 Acceptable ClientsAs an investor, to be eligible to use and have access to any Services, Platforms, Newsletters or Websites offered by the Provider, I confirm that I have viewed the investor self-certification shown on this web page or in the same document as this agreement, and agree with the declarations shown within it that I am an investor as defined by at least one of the options shown.The Provider reserves the right to carry out appropriate due diligence and verify my status and that of any business or company that I represent and may refuse or terminate this agreement at any time, subject to additional terms given elsewhere in this agreement relating to terminatation of the agreement and access to the Services, Platforms, Newsletters or Websites.A1.2 Communication, Circumvention, Confidentiality and Other TermsIf I wish to communicate in any way with a Client discovered, shown, matched or introduced via the Services, Platforms, Newsletters or Websites, then I will ask the Provider to make an introduction. I will not attempt to make direct contact with a Startup discovered, shown, matched or introduced via the Services, Platforms, Newsletters or Websites until an introduction has been made by the Provider. I will not attempt in any way to circumvent an introduction.Unless I have a prior agreement from the Provider by email or letter, I confirm that my use of the Services, Platforms, Newsletters and Websites will be for the primary purposes of seeking Startups with whom I would like to be introduced for the sole purpose of considering investing in them.Unless I have a prior agreement from the Provider by email or letter, I confirm I will not discuss or promote any services, products, businesses or companies (and herein known as the 'External Services and Products') with Startups.Unless I have a prior agreement from the Provider by email or letter, I confirm that I will not reveal, forward or circulate details of a Startup discovered, shown, matched or introduced via the Services, Platforms, Newsletters or Websites to any other person or company apart from those acting as my professional legal, financial or tax advisers, and that all information, conversations and other details provided by the Provider and Startups through the Services, Platforms, Newsletters or Websites are strictly confidential.If I invest in any way in a Startup first discovered, shown, matched or introduced via the Services, Platforms, Newsletters or Websites, I must give notice to the Provider within 30 calendar days of such investment and give full and complete details of the amount invested and the method, syndicate name and platform used.I may stop using the Services, Platforms, Newsletters and Websites at any time. I acknowledge that the Provider may at any time restrict or block my access to any Services, Platforms, Newsletters or Websites or terminate this agreement for any reason. I accept and acknowledge that if I stop using the Services, Platforms, Newsletters and Websites or the Provider restricts or blocks my access to any Services, Platforms, Newsletters or Websites or terminates this agreement for any reason, I will continue to be bound by fee, communication, circumvention, confidentiality and other terms in this agreement relating to information, investments or relationships with other parties that came about through my use of the Services, Platforms, Newsletters or Websites.A1.3 FeesI will not be charged or expected to pay any fixed fees or success fees to the Provider for any Services, Platforms, Newsletters or Websites provided directly by the Provider.If I invest in any way in a Startup discovered, shown, matched or introduced via the Services, Platforms, Newsletters or Websites, I may incur fees or costs from other parties outside of the control of the Provider and acknowledge that the Provider will have no responsibility for paying or negotiating these fees or costs.I acknowledge that the Provider has an agreement with all Startups whereby the Startups will pay the Provider fixed fees and/or success fees for all investments in the said Startup that are as a result of having been discovered, shown, matched or introduced via the Services, Platforms, Newsletters or Websites.A1.4 Provider LimitationsI acknowledge and accept all the following statements in this clause...A1.4(a) The Provider shall have no authority to enter into any commitments, to negotiate any financial terms, to hold any funds, to incur debts, or to have obligations of any kind whatsoever for or on behalf of myself or Startups discovered, shown, matched or introduced via the Services, Platforms, Newsletters or Websites.A1.4(b) The Provider will not engage in any negotiations whatsoever between myself and Startups discovered, shown, matched or introduced via the Services, Platforms, Newsletters or Websites.A1.4(c) The Provider will have no responsibility for nor will the Provider make recommendations concerning the terms, conditions or provisions of any agreement between myself and Startups discovered, shown, matched or introduced via the Services, Platforms, Newsletters or Websites, including the manner or means of consummating any transactions.A1.4(d) The Provider will have no involvement in arranging any investments between myself and Startups discovered, shown, matched or introduced via the Services, Platforms, Newsletters or Websites.A1.4(e) The Provider will attempt to seek other investors for introduction to Startups discovered, shown, matched or introduced via the Services, Platforms, Newsletters or Websites from a large and diverse investor pool.A1.4(f) Any written or verbal introductions, feedback, comments or other expressed thoughts given by the Provider are his own opinions and should not be relied on in any decision-making process without further due diligence and fact-checking carried out by myself.A1.4(g) The Provider will not be held responsible for any written or verbal introductions, feedback, comments or other expressed thoughts that they give.A1.4(h) The Provider may do so but is not required to invest in any way in any Startups discovered, shown, matched or introduced via the Services, Platforms, Newsletters or Websites.A1.4(i) The Provider will not attempt or have any influence on any investment decisions between myself and Startups discovered, shown, matched or introduced via the Services, Platforms, Newsletters or Websites.A1.4(j) The Provider is not responsible for carrying out due diligence in Startups discovered, shown, matched or introduced via the Services, Platforms, Newsletters or Websites. I am solely responsible for carrying out all necessary due diligence on Startups that I invest in which have been discovered, shown, matched or introduced via the Services, Platforms, Newsletters or Websites.A1.5 Risk warningsTo be eligible to use and have access to any Services, Platforms, Newsletters or Websites offered by the Provider, I acknowledge and accept all the following statements in this clause...A1.5(a) Any investments to which promotions displayed via the Services, Platforms, Newsletters or Websites will relate, may expose me to a significant risk of losing all of the money or other property invested. I am aware that it is open to me to seek advice from an authorised person who specialises in advising on non-readily realisable securities.A1.5(b) Investing involves risks, including loss of capital, illiquidity, lack of dividends and dilution, and should be done only as part of a diversified portfolio. I agree to consult my professional legal, financial and tax advisers before investing. Investments should only be made by investors who understand these risks.A1.5(c) No communications, whether spoken or through any Services, Platforms, Newsletters or Websites, should be construed as an investment recommendation. Further, no communications, whether spoken or through any Services, Platforms, Newsletters or Websites, shall be considered an offer to sell, or a solicitation of an offer to buy any security to any person in any jurisdiction to whom or in which such offer, solicitation or sale is unlawful.A1.5(d) The Provider does not provide legal, financial or tax advice of any kind. If I have any questions concerning legal, financial or tax matters relevant to my use of any Services, Platforms, Newsletters or Websites, or related to interactions with the Provider or any party that I connect with or am introduced to via the Provider, Services, Platforms, Newsletters or Websites, I should consult a professional adviser. If I have discovered, or been shown, matched or introduced via the Services, Platforms, Newsletters or Websites to a Startup, I accept I will seek all necessary legal, financial and tax advice from my professional advisers concerning any communications, interactions or transactions we carry out together.A1.5(e) All material and information used for potential investment purposes, whether spoken or through any Services, Platforms, Newsletters or Websites should be used by investment professionals only (such as self-certified sophisticated investors or high net-worth individuals) or persons to whom it would otherwise be lawful to distribute it. Accordingly, persons who do not have professional experience in matters relating to investments should not use or rely on this material and information for any kind of investment purposes.

A1.6 Additional Risk WarningsTo be eligible to use and have access to any Services, Platforms, Newsletters or Websites offered by the Provider, I acknowledge and accept all the following statements in this clause, which, for the purposes of clarity, are a copy of the main disclaimer and capital at risk warning displayed at the bottom of Websites managed by the Provider as part of the Services...DISCLAIMER: Any information or other content on this website or provided through l2o ltd that refers to companies and their founders and investment opportunities is intended for professional or self-certified sophisticated or high net-worth investors and is for information purposes only, to help you decide whether you would like an introduction by l2o ltd to the companies and their founders. It should not be used or considered as an offer or solicitation to purchase, sell or trade any securities or equity. Any discussions, negotiations or business and investment activities that take place between you and the companies or their founders discovered on this website or through l2o ltd are solely between you and the companies and their founders, and l2o ltd will have no responsibility or involvement in such discussions, negotiations or business and investment activities.CAPITAL AT RISK: Only invest if you can afford to lose all of your investment. l2o ltd is unregulated by the FCA. Use of the information or other content on this website or provided through l2o ltd is limited to those who are professional investors or "High Net Worth Individuals" or "Self-Certified Sophisticated Investors" as defined by the Financial Conduct Authority under the Financial Services and Markets Act (2000) "FSMA". High Net Worth Individuals or Self-Certified Sophisticated Investors are exempt from COBS 4.12 Restrictions on the promotion of non-mainstream pooled investments as defined in COBS 4.12.6 and COBS 4.12.8. Investment in early-stage companies is risky and risks include illiquidity, lack of dividends, future dilution and potential loss of capital. You should not construe any information or other content on this website or provided through l2o ltd as investment, tax, legal, financial, professional, consulting or other advice, or an offer, invitation or inducement to purchase or acquire an interest in any of the companies presented. Reliance on any information or other content on this website or provided through l2o ltd for the purpose of engaging in any investment activity may expose you to a significant risk of losing all of the money, property or other assets invested or of incurring additional liability. Investment in early-stage companies should only be done as part of a diversified portfolio and with the help of your financial and legal advisors. You should carry out your own in-depth due-diligence on any companies before considering or making any investments. The information or other content on this website or provided through l2o ltd is provided with the understanding that l2o ltd, their affiliates and any third-party service providers shall have no liability for any errors, inaccuracies or omissions on this website or provided through l2o ltd. In exchange for reading the information or other content on this website or provided through l2o ltd, you agree not to hold l2o ltd, their affiliates or any third-party service providers liable for any possible claim for damages arising from any decision you make based on information or other content made available to you through this website or provided through l2o ltd.

Partner Terms

[Note: the main commission and fee details can be found in Schedule 3, at the bottom of this agreement]This Agreement is made between:parties1. l2o ltd, a company incorporated in England and Wales with registered number 15999686 (herein also known as l2o or party one)2. the registered company, individual or sole trader as declared when signing up on any electronic forms, at https://www.l2o.co or elsewhere, which stipulate this agreement (herein also known as party two)Also known as a party and together known as the partiesAgreementMeaningsIn this Agreement, the following words are defined:Agreement: This agreement for the Introduction of Prospective Clients;Confidential Information: In relation to either party, any information (whether or not stated to be confidential or marked as such) which that party discloses to the other, or which the other party obtains from any information disclosed to it by that party, either orally or in writing or by any other means, under or in connection with this Agreement;Contract: An agreement for the provision of the Services entered into during the Introduction Period between the Principal and a Prospective Client who was Introduced by the Finder;Effective Date: The date on which the Agreement is agreed by all parties;Finder: The party who introduces the Principal to the Prospective Client.Introduction: The provision to the Principal of the contact details of an employee or relevant individual at a Prospective Client who knows one or more individuals at the Finder and is of sufficient seniority to authorise or recommend the purchase of the Services from the Principal. Introduce, Introduces, and Introduced shall be interpreted accordingly;Introduction Date: For each Prospective Client, the date during the term of this Agreement on which the Finder first Introduces such Prospective Client to the Principal;Introduction Period: For each Prospective Client, the 1-month period (or period otherwise specified in Schedule 3) from the Introduction Date, irrespective of whether such period ends before or after the date of termination of this Agreement;Net Income: The payments made to the Principal for the Services under a Contract less any VAT or other sales tax, out-of-pocket expenses incurred by the Principal in providing the Services, and any discounts or rebates granted by the Principal;Principal: The party to the Agreement with the Prospective Client doing the work having been introduced to the Prospective Client by the Finder.Prospective Client: Any person resident or having its principal place of business in the Territory to whom the Principal has not at any time previously provided the Services or any other goods or services and with whom the Principal has not been in negotiations to provide the Services in the 6 months before the Introduction Date;Services: The various services specified in Schedule 3 and provided by the Principal together with any other services from time to time offered by the Principal and which the Principal, by express written notice to the Finder, includes within the scope of this Agreement;Territory: Worldwide;Working Day: Any day other than a Saturday, Sunday, or public holiday in England and Wales.In this Agreement, unless the context requires a different interpretation:- The singular includes the plural and vice versa;- References to sub-clauses, clauses, schedules, or appendices are to sub-clauses, clauses, schedules, or appendices of this Agreement;- A reference to a person includes firms, companies, government entities, trusts, and partnerships;- "Including" is understood to mean "including without limitation";- Reference to any statutory provision includes any modification or amendment of it;- The headings and sub-headings do not form part of this Agreement; and- "Writing" or "written" will include fax and email unless otherwise stated.Appointment of FinderFrom the Effective Date, the Parties appoint each other on a non-exclusive basis in the Territory to identify and Introduce to the Prospective Clients pursuant to the terms and conditions of this Agreement.The Finder accepts the appointment set out in the preceding clause.The Principal shall pay the Finder a Fee in respect of a Contract, provided that:- the Prospective Client has been Introduced by the Finder and accepted by the Principal; and- such Contract has been unconditionally entered into by both the Finder and the Prospective Client; and- any other terms or requirements specified in Schedule 3 are met.Obligations of the FinderDuring the term of this Agreement, the Finder will:- act diligently and in good faith towards the Principal and Prospective Clients;- use its best endeavours to make Introductions of Prospective Clients;- report in writing to the Principal from time to time on progress made with Prospective Clients; and- comply with all reasonable and lawful instructions of the Principal.The Finder must disclose to each Prospective Client that it is an agent of the Principal and that it has no authority or ability to negotiate or vary the Services or the terms of the Services or enter into any contract on behalf of the Principal.FeesThe Finder shall be entitled to a fee if a Prospective Client Introduced by the Finder enters into a Contract or as specified in Schedule 3.All sums payable under this Agreement are exclusive of VAT, which the Finder shall add to its invoices at the appropriate rate.The fee payable shall be at a pro-rata rate, as set out in Schedule 3 of the Agreement, of the Principal's Net Income received under each Contract (as it may be renewed, extended or amended) from its commencement date (the Fee).Fees payable shall be due to the Finder within 28 days of the end of the month in which the Principal received the corresponding payment for the Services. If the Principal receives payment under any Contract in instalments, then the Fee shall be calculated and paid on such instalments as they are received by the Principal.The Principal shall, within 14 days of the end of the month in which the Principal received the corresponding payment for Services, send to the Finder a written statement, setting out, in respect of each Contract:- the Fee payable to the Finder;- the payments for Services received and details of any sums due which have not been received; and- how the Fee was calculated, including details of all deductions made in determining Net Income.The Finder shall invoice the Principal for the Fee in accordance with the Principal Fee Statement, together with any applicable VAT. The due date for payment by the Principal of such Fee shall be 30 days from the date of the invoice.Without prejudice to any other right or remedy that it may have, if the Principal fails to make any payment due to the Finder under this Agreement by the due date for payment, then the Principal shall pay interest on the overdue amount at the rate of 4% per annum above the Bank of England base rate from time to time. Such interest shall accrue on a daily basis from the due date until actual payment of the overdue amount, whether before or after judgment. The Principal shall pay the interest together with the overdue amount.The Principal shall keep separate accounts and records giving correct and adequate details of all Contracts entered into by the Principal, all payments received under them, and all deductions made in the calculation of Net Income.If any dispute arises as to the amount of the Fee payable by the Principal to the Finder, the same shall be referred to the Principal's auditors for settlement and their decision, save in the case of manifest error, shall be final and binding on both parties.Termination of this Agreement, however arising, shall not affect the continuation in force of this section entitled 'Fees' and the Principal's obligation to pay the Fee to the Finder in accordance with it.Amounts payable to the Finder under this Agreement shall be paid into a bank account of the Finder’s choosing by electronic funds transfer unless otherwise notified by the Finder to the Principal in writing in accordance with this Agreement.ExpensesThe Finder shall normally bear all expenses associated with the performance of its obligations under this Agreement.Where, exceptionally, one party will bear expenses in furtherance of the interests of the other under this agreement, then any expense can be charged by one party to the other on the condition that these expenses are pre-agreed in writing.Obligations of the PrincipalThe Principal must at all material times act in good faith towards the Finder.The Principal shall provide the Finder at all material times with the information the Finder reasonably requires to perform its duties, including marketing information for and details of the Services, and information about the Principal.The Principal shall inform the Finder immediately if the Principal suspends or ceases to provide the Services.The Principal is under no obligation to follow up on any Introduction made by the Finder or enter into a Contract.ConfidentialityEach party will only use Confidential Information to perform its obligations under the Agreement and will not cause or allow the information to be disclosed except:- where required by law, court order, or any governmental or regulatory body;- to any of its employees, officers, sub-contractors, representatives, or advisers who need to know the information in order to discharge its obligations under the Agreement and agree only to use the information for that purpose and not to cause or allow disclosure of that information;- where the information has become generally available to the public (other than as a result of disclosure in breach of the Agreement by the party or any of its employees, officers, sub-contractors, representatives, or advisers);- where the information was available or known to it on a non-confidential basis before being disclosed under the Agreement; or- where the information was developed by or for it independently of the Agreement and is received by persons who are not the disclosing party.

Data ProtectionEach party shall comply with its obligations and may exercise its respective rights and remedies under Schedule 1.Anti-BriberyThe Finder and its agents, sub-contractors, consultants, or employees shall:- comply with all applicable laws, regulations, statutes, and codes relating to anti-bribery and anti-corruption including but not limited to the Bribery Act 2010 (Bribery Laws);- not commit an offence under sections 1, 2, or 6 of the Bribery Act 2010;- comply with the Principal's Anti-Bribery Policy annexed to this Agreement at Schedule 2 (as updated from time to time) and any relevant industry code related to Anti-Bribery (Bribery Policies);- have, maintain, and enforce throughout the term of this Agreement its own policies and procedures to ensure compliance with the Bribery Laws and the Bribery Policies; and- promptly report to the Principal any request or demand for any undue financial or other advantage of any kind received by the Finder in connection with the performance of this Agreement.Liability and InsuranceNothing in this Agreement limits or excludes either party’s liability for:- death or personal injury caused by its negligence;- fraud or fraudulent misrepresentation or willful default; or- liability under any of the indemnities contained in Schedule 1; or- any other liability which cannot be limited or excluded by applicable law.Subject to the preceding clause, neither party shall have any liability to the other party, whether in contract, tort (including negligence), for breach of statutory duty, or otherwise, arising under or in connection with this Agreement for:- loss of profits;- loss of sales or business;- loss of agreements or contracts;- loss of anticipated savings;- loss of or damage to goodwill;- loss of use or corruption of software, data, or information;- any indirect or consequential loss.Subject to the two preceding clauses, the total liability of either party for any other loss of the other party in respect of any one event or series of connected events shall not exceed £2,500.During this Agreement, the Principal and the Finder shall each maintain in force with a reputable insurance company, insurance sufficient to indemnify risks for which they may be responsible, including for their respective sub-contractors, agents, and employees, in connection with the Services and shall, on either party’s request, produce both the insurance certificate giving details of cover and the receipt for the current year's premium.Circumstances Beyond the Control of Either PartyNeither party shall be liable for any failure or delay in performing their obligations where such failure or delay results from any cause that is beyond the reasonable control of that party.Such causes include, but are not limited to: power failure, Internet Service Provider failure, acts of God, epidemic, pandemic, civil unrest, fire, flood, droughts, storms, earthquakes, collapse of buildings, explosion or accident, acts of terrorism, acts of war, governmental action, any law or any action taken by a government or public authority, including without limitation imposing an export or import restriction, quota, or prohibition, or any other event that is beyond the control of the party in question.The party affected by a circumstance beyond its control shall use all reasonable endeavours to mitigate the effect of the force majeure upon the performance of its obligations.The corresponding obligations of the other party will be suspended to the same extent as those of the party affected by a force majeure event.If the delay continues for a period of 90 days, either party may terminate this Agreement on not less than 4 weeks’ written notice.TerminationEither party may terminate this Agreement by giving the other party 3 months' prior written notice.A party may terminate the Agreement immediately by giving written notice to the other party if that other party:- does not pay any sum due to it under the Agreement within 28 days of the due date for payment;- commits a material breach of the Agreement which, if capable of remedy, it fails to remedy within 14 days after being given written notice specifying full particulars of the breach and requiring it to be remedied;- persistently breaches any term of the Agreement;- is dissolved, ceases to conduct substantially all of its business, or becomes unable to pay its debts as they fall due;- is a company over any of whose assets or property a receiver is appointed;- makes any voluntary arrangement with its creditors or (if a company) becomes subject to an administration order (within the meaning of the Insolvency Act 1986);- (if an individual or firm) has a bankruptcy order made against it or (if a company) goes into liquidation;- undergoes a change of control (within the meaning of section 1124 of the Corporation Tax Act 2010); or- (if an individual) dies or as a result of illness or incapacity becomes incapable of managing their own affairs.Consequences of TerminationOn termination or expiry of this Agreement, the Principal shall immediately pay to the Finder all of the Finder's outstanding unpaid invoices and interest and, in respect of a Principal Fee Statement for which no invoice has been submitted, the Finder may submit an invoice, which shall be payable immediately on receipt.Termination or expiry of the Agreement shall not affect any rights, remedies, obligations, or liabilities of the parties that have accrued up to the date of termination or expiry, including the right to claim damages in respect of any breach of the Agreement which existed at or before the date of termination or expiry.Other than as set out in this Agreement, neither party shall have any further obligation to the other under the Agreement after its termination.GeneralThis Agreement contains the whole agreement between the parties relating to its subject matter and supersedes all prior discussions, arrangements, or agreements that might have taken place in relation to the Agreement. Nothing in this clause limits or excludes any liability for fraud or fraudulent misrepresentation.No party may assign, transfer, or sub-contract to any third party the benefit and/or burden of the Agreement without the prior written consent (not to be unreasonably withheld) of the other party.No variation of the Agreement will be valid or binding unless it is recorded in writing by both parties.The Contracts (Rights of Third Parties) Act 1999 does not apply to the Agreement, and no third party has any right to enforce or rely on any provision of the Agreement.Unless otherwise agreed, no delay, act, or omission by a party in exercising any right or remedy will be deemed a waiver of that, or any other, right or remedy.A provision which by its intent or terms is meant to survive the termination of the Agreement will do so.If any court or competent authority finds that any provision (or part) of the Agreement is invalid, illegal, or unenforceable, that provision or part-provision will, to the extent required, be deemed to be deleted, and the validity and enforceability of the other provisions of the Agreement will not be affected.Any notice (other than in legal proceedings) to be delivered under the Agreement must be in writing and delivered by pre-paid first-class post to or left by hand delivery at the other party's registered address or place of business, or sent by email to the other party's main business email address. Notices:- sent by post will be deemed to have been received, where posted from and to addresses in the United Kingdom, on the second Working Day and, where posted from or to addresses outside the United Kingdom, on the tenth Working Day following the date of posting;- delivered by hand will be deemed to have been received at the time the notice is left at the proper address; and- sent by email will be deemed to have been received on the next Working Day after sending.Governing Law and JurisdictionThis Agreement will be governed by and interpreted according to English and Welsh law. All disputes and claims arising under the Agreement (including non-contractual disputes or claims) will be subject to the exclusive jurisdiction of the English and Welsh courts.

SCHEDULE 1 DATA PROTECTIONDefinitionsAgreed Purpose: the provision of Financial Consulting services by the Principal.Controller, Data Controller, Processor, Data Processor, Data Subject, Personal Data, Processing, and Appropriate Technical and Organisational Measures: as set out in the Data Protection Laws in force at the time.Data Protection Laws: all legislation and regulatory requirements in force from time to time relating to the use of Personal Data and the privacy of electronic communications, including, without limitation (i) any data protection legislation in force from time to time in the UK including the Data Protection Act 2018 or any successor legislation, as well as (ii) the UK General Data Protection Regulation (GDPR) and any other directly applicable legislation or regulation relating to data protection and privacy.Permitted Recipients: The parties to this Agreement, the employees of each party, any third parties engaged to perform obligations in connection with this Agreement where data is shared for the purpose of performance of this Agreement and the provision of Services.Shared Personal Data: the Personal Data to be shared between the parties under this Agreement. Shared Personal Data shall be confined to the following categories of information relevant to the Data Subject:- First name and last name- Email address- Daytime telephone numberThe following provisions set out the framework for the sharing of Personal Data between the parties as Data Controllers. Each party acknowledges that one party (the Data Discloser) will regularly disclose to the other party (the Data Recipient) Shared Personal Data collected by the Data Discloser for the Agreed Purpose. Each party shall:- Ensure that it has all necessary consents and notices in place to enable the lawful transfer of the Shared Personal Data to the Data Recipient for the Agreed Purpose.- Give full information to any Data Subject whose Personal Data may be processed under this Agreement of the nature of such Processing. This includes giving notice that, on the termination of this Agreement, Personal Data relating to them may be retained by or, as the case may be, transferred to one or more of the Data Recipients, their successors, and assigns.- Process the Shared Personal Data only for the Agreed Purposes.- Not disclose or allow access to the Shared Personal Data to anyone other than the Permitted Recipients.- Ensure that all Permitted Recipients are subject to written contractual obligations concerning the Shared Personal Data (including obligations of confidentiality) which are no less demanding than those imposed by this Agreement.- Ensure that it has in place Appropriate Technical and Organisational Measures, reviewed and approved by the other party, to protect against unauthorised or unlawful Processing of Personal Data and against accidental loss or destruction of, or damage to, Personal Data.- Not transfer any Personal Data obtained from the Data Discloser outside of the European Economic Area unless the prior written consent of the Data Subject has been obtained. The transferring party must comply with its obligations under the Data Protection Laws and ensure that (i) the transfer is to a country approved by the United Kingdom or the European Commission as providing adequate protection pursuant to Article 45 GDPR; (ii) there are appropriate safeguards in place pursuant to Article 46 GDPR; or (iii) one of the derogations for specific situations in Article 49 GDPR applies to the transfer.Each party shall comply with the Data Protection Laws and agrees that any material breach of the Data Protection Laws shall, if not remedied within 30 days of written notice from the other party, give grounds to the other party to terminate this Agreement with immediate effect.Each party shall assist the other in complying with all applicable requirements of the Data Protection Laws. In particular, each party shall:- Consult with the other party about any notices given to Data Subjects in relation to the Shared Personal Data.- Promptly inform the other party about the receipt of any Data Subject access request.- Provide the other party with reasonable assistance in complying with any Data Subject access request.- Not disclose or release any Shared Personal Data in response to a Data Subject access request without first consulting with and obtaining the consent of the other party.- Assist the other party, at the cost of the other party, in responding to any request from a Data Subject and in ensuring compliance with its obligations under the Data Protection Laws with respect to security, breach notifications, impact assessments, and consultations with supervisory authorities or regulators.- Notify the other party without undue delay on becoming aware of any breach of the Data Protection Laws.- At the written direction of the Data Discloser, delete or return Shared Personal Data and copies thereof to the Data Discloser on termination of this agreement unless required by law to store the Personal Data.- Use compatible technology for the Processing of Shared Personal Data to ensure that there is no lack of accuracy resulting from Personal Data transfers.- Maintain complete and accurate records and information to demonstrate its compliance with this Schedule 1.- Provide the other party with contact details of at least one employee or officer as a point of contact and responsible manager for all issues arising out of the Data Protection Laws, including the joint training of relevant staff, the procedures to be followed in the event of a data security breach, and the regular review of the parties' compliance with the Data Protection Laws.Each party shall indemnify the other party against all claims and proceedings and all liability, loss, costs, and expenses suffered by the other as a result of any claim made or brought by a Data Subject or other legal person in respect of any loss, damage, or distress caused to them as a result of any breach of the Data Protection Laws by that party, its employees, or agents.SCHEDULE 2 ANTI-BRIBERY POLICYBoth Parties shall ensure that, in relation to this Contract and general business practices, neither party, nor any of their associated persons, engages in any activity, practice, or conduct which may constitute an offence under any applicable Anti-Corruption Laws. In particular, neither party will, and will ensure that any associated persons do not offer, promise, or pay to, or solicit or receive from any other person (including public and government officials) or company, any financial or other advantage which causes or is intended to cause another person to improperly perform their function or activities in order to secure or retain a business advantage.We shall, upon discovery, notify you immediately of any breach or suspected breach by any employee or associated person of this Schedule 3 and/or any Anti-Corruption Law.

SCHEDULE 3 COMMISSION AND FEE SCHEDULEThe Principal uses the following metrics to determine the relevant Fee payable to the Finder:IncomeCommission payableWhere party one acts as Principal and party two as Finder:- The Finder agrees to invite and refer Investors (also referred to as Propective Client, Investor/Client or Client within this agreement) to the Principal with a view to the Investor signing up and entering into a Contract with the Principal for the Principal's Founder and Investor Matching and Introduction service.- There is no lower or upper limit to the number of invitations and referrals that may be made by the Finder. The Finder accepts full responsibility for finding Investors and Propective Clients in ways they choose and agrees to do so in a professional and legal manner subject to all relevant regulations and data protection rules.- The Principal agrees to pay a 20% commission out of any success fees paid by a Company to the Principal if the said Company receives a cash-for-equity investment from an Investor/Client within two calendar years of the said Investor/Client entering into a Contract with the Principal following an introduction of the Investor/Client by the Finder to the Principal, and subject to all other terms of this agreement including but not limited to those related to Prospective Clients. For the purposes of clarity, no commission or other payment of any kind will be due or payable by the Principal to the Finder if the Principal has not received any success fees as detailed within this clause.- No commission or other payment of any kind will be due or payable by the Principal to the Finder if the Company and Finder are the same party or share any common Directors, shareholders, persons with significant control or other key personal, or if the Finder and Company collude in order to bring about a commission payment.

Cookie and Privacy Policy

COOKIE & PRIVACY POLICYWelcome to the privacy policy, cookie policy and marketing & communications policy for l2o ltd, herein also known as l2o.Where this document refers to "we" or "our", these are inter-changeable with "I" and "my". This document is meant to help you understand what data we collect, why we collect it, and what we do with it. When you share information with us, we believe that by using it we can make our services even better for you. For example, we can use it to help us identify the most relevant of our services that you may require, both now and in the future, or to help us develop new services for the future that we believe would be useful to you. As you use our services, we want it to be clear to you how we're using information and the ways in which we look to protect your privacy.l2o is committed to protecting the privacy of all its app and website users and business clients. l2o provides business and consultancy related services and products to individuals and other businesses. In all cases we will attempt to be fair in how we hold, manage and process personal data, whether it is for an individual in their own capacity or as a sole-trader, or a person who is visiting or using our service on behalf of a business. We will refer throughout our policy and other documents and promotions to clients and members, and these terms are inter-changeable.Use of our apps, websites as well as the services and products provided through our sites indicates your consent to the collection and use of information as described in this policy as well as your consent for us to communicate with you as described in this policy. Any changes to the policy will be posted on our website.What information is collected and how is it used?We ask you to supply certain information when you enquire with us as a sales-lead about our services, or when you sign up or register with us as a client or for a free or trial service. This information may include but is not limited to your name, the name of your business, your postal address, email address, landline telephone and mobile numbers, website address, how you heard of us and other business, founder and financial data. We may also make notes in our CRM (customer relationship management system) about your requirements and service needs. This information will be used in the management of our own business and to enable us to contact you about the service you have enquired about, requested or signed up for, and to contact you about similar services that we believe may interest you now or in the future. We may also combine details of more than one sales-lead or client when performing analysis to identify trends, common requirements and other information so that we can continually improve our services and existing and future offerings.We may also combine details of more than one sales-lead, client or l2o profile to create consolidated data, aggregated data and statistics which we may use both internally and externally in public communications with the public, businesses and other organisations. Such consolidated data, aggregated data and statistics will only be made available in such a way that it cannot identify any individuals, businesses or clients unless specific agreement is given by such individuals, businesses or clients.You can find further details below about the methods by which we may contact you and how you can change these contact methods or opt-out from future contact altogether. In addition, when you use our website we store your IP address and may use this information to administer our website and help to diagnose any network or server problems. We may also use it as part of our security if we believe we have identified a credible threat to our systems or our business, or an act of fraud, money laundering or other illegal behaviour or acts that are against current regulations and laws.Sub-Processors and Divulging your data to other partiesl2o will not, without your consent, divulge, sell, lease, rent or provide in any other way personal information about you to a third party, except in the following circumstances...1. If required to do so by law or by any organisation with appropriate authority including but not limited to any formally recognised regulatory body who wish to investigate an alleged breaking or possible breaking of any relevant regulations, codes of practice, legislation, applicable laws or other rules and regulations as laid down from time to time by the police or other regulatory authorities.2. If you have signed up for optional services which require us to pass your personal information to another company. From time to time l2o may offer additional services to our clients or sales-leads that we believe to be relevant or similar to those that you currently use or have enquired about. In some cases these services may require us to pass personal data held by us to a third party. Any such service will be optional and the opt-in process will clearly show that personal data will be shared with another company. Before passing your personal data and other information to a third party we will seek your approval.3. To any financial institution or other payment processing organisation with whom we work for the purpose of processing payments and direct debits from you, verifying credit status and/or validating financial transactions. In the case of a business we would only seek to do these things from the business entity that we are contracting to, rather than you personally. Note that l2o does not gather or hold any credit or debit card information or any bank account details for our clients; this is all managed by the organisation that we currently work with for these purposes, including Revolut Bank and Stripe.4. We may disclose data as part of a corporate transaction such as a merger or sale of assets.5. We may share data with service companies, agents or contractors working for l2o and on our behalf. Such service companies may need access to or be able to view personal data in order to provide those functions and in such cases, these companies must abide by our data privacy and security requirements and will only be given access to data that is strictly required for them to carry out their tasks.6. We may share data with affiliates, sponsors or other similar business partners. This will be limited to the data of clients who signup having followed an affiliate link or used an affiliate coupon code and will only be shared with the specific affiliate partner that referred the client. The affiliate partner agrees to be bound by these terms and by all data protection and related regulations and will only use the data internally for assisting in the management of l2o service or other services that the affiliate partner offers via their own business.7. Our main client services are to make introductions and connect our investor clients with our business owner, Director and founder clients. As such, by submitting your data to us, you accept this may be seen by other clients and they may contact you and we have no control nor accept any liability over such other clients and how they may use your data.Policy on data carried by us as a Platform ProviderClients contract with l2o to provide services. These services may require us to process additional data on their behalf...1. We may provide a web-based platform and mobile apps to help you manage your services and data. l2o respects the privacy of this data2. l2o may offer a consultancy service. In such a case we may give advice about how services may aid your business and the optimum ways to use such services, but we always do so with the strict proviso that the advice does not constitute legal or financial advice and that you are free to seek alternative advice and any actions you take in relation to advice we have given are based on your own final decisionsOur Servers and location of your dataAll your information is stored on and our services run on secure servers either in the UK or managed by sub-processors that fully comply with GDPR requirements. Our services, client dashboards and API's all use relevant up to date secure tehnology throughout which is constantly reviewed and maintained.Advertising and links to other websitesOur websites may contain advertising and links to other websites. However no personal information is passed to other websites if you follow one of these links. l2o is not responsible for the privacy practices or content of linked websites and we would encourage you to read the privacy statements of other websites, since their privacy policy may differ from ours.Right to view, change or delete your dataYou have the right to view, change and delete the information that we store about you. If you wish to do so then please email us at the address shown on our website.Cookie PolicySome cookies are used on our websites which are essential to allow us to manage and secure your account and logins to the l2o service and without these cookies it will be extremely difficult for us to easily or safely manage the service. We may also use some non-essential cookies to anonymously track visitors or enhance your experience of the website. We do not divulge any cookie details or information gained from our use of any cookies to third parties, unless the cookies have been placed by companies that we use to help us manage services within our website (see above). If you're not happy with our cookie policy then please contact us in order to discuss your requirements. To control or disable cookies from us and third parties you can also adjust your browser settings but please note that this may cause our service and website to not function correctly.Communication and Marketing PolicyThere are 2 primary reasons that we may communicate with you...1. We would like from time to time to contact people and businesses with a view to using our current or future business-related services or products and to do so by methods such as phone, video, email, WhatsApp, SMS text message, Twitter or Linkedin messaging. We would only do this with those who have become our clients, those who have shown an interest in our business, services or products, or with those who have communicated or connected with one of our Directors, staff, contractors or agents via a conference, exhibition, networking, phone, email, WhatsApp, sms, or a recognised social media platform such as Linkedin or Twitter. We would like to communicate with such people if we feel we have a relevant service that may be of interest to you or your business, either now or in the future. We would like to also do this in future if we have a new service or product that is similar to one you currently use, have enquired about or used with us in the past. When we first communicate with you we will attempt to find out from you if you wish to receive future communications from us.2. If you or your business are signed up and contracted to use our services or products then we would like the ability to email, WhatsApp, sms, video call or call you with mandatory service communications that are designed to update you about the status of the services or products or that services will soon expire or have expired. These communications are designed to inform you about the service you or your business have contracted for. We hope that you will agree to accept such communications to allow us to run your services or products smoothly. However please contact us if you have any concerns about the communications we have with you.We fully recognise that you have the right to not receive communications or to stop receiving further communications at any time from us and so you may email us at the address shown below or on our website to request that we no longer contact you. You can also reply to any email that we send you or click the relevant 'unsubscribe' link or similar options that will be presented in marketing and newsletter emails.To clarify, please contact us if you have any requests or queries regarding our communications and marketing. We will be happy to remove your account and data (or sales-lead data if you have not yet signed up to be a client) or modify the settings we hold so that we may only contact you by sms, email, WhatsApp, video and/or phone call. You have the right to request we use any, all or none of these communication methods.Contact InformationYou may contact l2o at any time to discuss our services and privacy, cookie and marketing & communications policies by emailing us at [email protected] or other email addresses shown from time to time on the l2o website at https://www.l2o.co.

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